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What clients and Real Estate Agents Don’t Understand about Appraiser...
What clients and Real Estate Agents Don’t Understand About Appraiser Independence Minneapolis, MN: Real Estate Agents constantly call our mortgage office to ask if an Appraisal was ordered, or if it...
View ArticleCan’t refinance – Maybe you can with HARP – Find out here
HARP 3.0 ??? Help for underwater home owners St Paul, MN: Virtually, all homeowners have lost value on their homes in recent years. For many, this has created some challenges to refinancing and...
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HARP 3 on the horizon?
Minneapolis, MN: As anticipated, Democratic Sens. Robert Menendez, NJ, and Barbara Boxer, CA, this week reintroduced a bill that could spur more refinances. The Responsible Homeowner Refinancing Act,...
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Getting a VA Home Loan in MN or WI
Minneapolis, MN: VA Home Loans In MN and WI are probably the coolest mortgage loan lenders offer. It is available both while serving our country and after they are discharged. Upon a veterans return,...
View ArticleFHA Streamline refinance in MN and WI
The FHA Streamline Refinance program. No appraisal, no closing costs, easy qualifying, and even skip a month of payments. For FHA properties in Minnesota or Wisconsin, Apply online today at...
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What is your home worth? Find out for free…
What’s the value of your home? (MN & WI Only) Many homeowners are curious about the appraised value of their home. An actual appraisal is expensive, and county tax records do NOT always reflect...
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HARP Refinance program extended to 2015
Minneapolis, MN: The Federal Housing Finance Agency (FHFA) has directed Fannie Mae and Freddie Mac to extend the Home Affordable Refinance Program (HARP 2.0) by two years. The program was to expire at...
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Economy stimulated by low mortgage rates
Minneapolis, MN: As mortgage rates continue to hover near the all-time historic low rates that we saw last November (2012), the nation’s overall economic outlook has seemed to improve. In November...
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Average Home Buyer Numbers
Minneapolis, MN: According to a recent information from EllieMae, the average mortgage customer today has the following status: Average credit score: 743 Average down payment: 19% Average housing debt...
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Historical perspective on assumable loans.
How about some historical perspective and history lesson on assumable loans? I recently received this note: “FHA and VA had assumable loans back in the day. All you did was sign the assumption form and...
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FHA changes drive homebuyers to conventional loans
St Paul, MN: FHA mortgage loans are due on June 3rd, 2013 to make a significant change that is driving more clients to conventional loans. New FHA loans after that date that have less than a 10% down...
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Your cost for new mortgage compliance
Minneapolis, MN: We all know about, and most of us have been effected by the real estate and mortgage industry meltdown. The government agencies, many of which have been created since the meltdown,...
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Rates Tick Up – Buyers Want to Lock Low Rates
Minneapolis, MN: Mortgage interest rates have been near historic lows for a long time. Home buyers have fallen into a feeling that low mortgage rates are normal. That attitude changed a bit recently...
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Refinance with no appraisal
Minneapolis, MN: As mortgage interest rates fell to all-time lows earlier this year, even underwater homeowners were able to take advantage of refinancing through mortgage programs that do not require...
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Wells Fargo and B of A top in complaints
St Paul, MN: This isn’t shocking news to us, but it looks like the big banks, Wells Fargo and Bank of America, top the list of consumer complaints – especially for mortgages. Read the story from the...
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Mortgage Rates up for 5th straight week
Minneapolis, MN: Freddie Mac today released the results of its Primary Mortgage Market Survey® (PMMS®), showing fixed mortgage rates climbing higher for the fifth consecutive week on concerns the...
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Less underwater homes as values increase
Underwater Mortgages Drop by 850,000 Minneapolis, MN: Millions of homes went underwater at the beginning of the real estate and mortgage crash. Underwater homes, where the owners own more on the...
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Mortgage Rate Perspective
Minneapolis, MN: With rates having moved up slightly recently, it is good to keep current mortgage rates in perspective. Here is a mini historic look at conventional 30-yr fixed loan rates In the...
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As mortgage rates climb, beware of not accurate quotes
St Paul, MN: Mortgage rates the last few weeks have climbed steadily on the statement from the Federal Reserve that they plans to scale back, and ultimately end the buying of Mortgage backed...
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Sorry, Minneapolis rates are NOT going back down!
Minneapolis, MN: This isn’t easy to say, but understand… rates are NOT going back down to where they were last month. Today’s mortgage rates for the best customers at about 4.625%, but range up to...
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